Ceiling / roof leak — what to do
A leaking ceiling means water is already inside your walls or attic. Contain the drip, protect what’s below, and get it assessed — a sagging ceiling can collapse.
Step by step
- 1
Contain and protect
Put a bucket under the drip and move valuables. If the ceiling bulges, poke a small hole to drain it safely (it relieves pressure).
- 2
Find the source
Roof leak, plumbing above, or HVAC? A storm-driven roof leak is usually covered; a slow neglected leak usually isn’t.
- 3
Dry the cavity
The visible stain is a fraction of the wet material. Pros dry inside the ceiling/wall to stop mold.
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Browse by stateCeiling / roof leak — what to do — FAQs
Is a ceiling leak covered by insurance?+
A sudden leak from a covered peril (e.g., storm roof damage) is usually covered; a gradual, long-ignored leak usually is not. Documentation of the cause matters.
How urgent is a ceiling leak?+
Urgent — trapped moisture grows mold and can weaken the ceiling. Get it dried and assessed within a day or two.
