Water Damage Restoration in Chattanooga, TN

Compare 15 24/7 water damage restoration companies in Chattanooga, Tennessee. Emergency water extraction, flood cleanup, mold remediation & sewage cleanup — most work directly with your insurance.

10 offer 24/7 emergency service3 work with insurance

Water emergency? Get help now

Talk to a 24/7 restoration crew in Chattanooga — most work directly with your insurance.

When water floods a home in Chattanooga, every hour counts — drywall wicks moisture, floors warp, and mold can begin within 24–48 hours. We list 15 water damage restoration companies serving Chattanooga, Tennessee, most offering 24/7 emergency response, water extraction, structural drying, and mold remediation.

15 Companies in Chattanooga

Verified
24/7

911 Restoration of Chattanooga

8111 E Brainerd Rd, Chattanooga, TN

24/745-minInsurance

Services: Water damage · Flood cleanup · Mold remediation · Sewage cleanup

Verified
24/7

Rytech Restoration of Greater Chattanooga

64

1727 Ray Jo Cir, Chattanooga, TN

24/760-minInsurance

Services: Water damage · Flood cleanup · Mold remediation · Sewage cleanup

Verified
24/7

Southeast Restoration of Chattanooga

39

4071 S Access Rd, Chattanooga, TN

24/7Insurance

Services: Water damage · Mold remediation · Fire & smoke · Storm damage

Verified
24/7

AdvantaClean of Chattanooga

4627 Shallowford Rd, Chattanooga, TN

24/7

Services: Water damage · Flood cleanup · Mold remediation · Fire & smoke

Verified
24/7

BELFOR Property Restoration

43

4317 N Creek Rd, Chattanooga, TN

24/7IICRC certifiedRIA

Services: Water damage · Flood cleanup · Mold remediation · Fire & smoke

Verified
24/7

Independent Restoration Services - Chattanooga

7933 Shallowmeade Lane, Chattanooga, TN

24/7
Verified
24/7

ServiceMaster Clean

2123 Mccallie Ave, Chattanooga, TN

24/7Free inspection

Services: Mold remediation

Verified
24/7

ServiceMaster Clean

2511 Riverside Dr, Chattanooga, TN

24/7

Services: Water damage · Mold remediation · Fire & smoke

Verified
24/7

ServiceMaster Clean

4295 Cromwell Rd Ste 408, Chattanooga, TN

24/7

Services: Water damage · Mold remediation · Fire & smoke

Verified
24/7

ServiceMaster of Cleveland

2121 McCallie Ave, Chattanooga, TN

24/7

Services: Water damage · Mold remediation · Fire & smoke

Verified

Crawlspace Medic of Chattanooga

3221 Wilcox Blvd Ste 117, Chattanooga, TN

Free inspectionFinancing

Services: Water damage · Mold remediation

Verified

DFX Foundation & Waterproofing Experts

7552 Bonnyshire Dr Ste 130, Chattanooga, TN

Free inspectionFinancing

Services: Flood cleanup · Mold remediation

Paul Davis Restoration of Greater Chattanooga TN

1916 Circle Dr, Chattanooga, TN

Stanley Steemer

7611 Lee Hwy, Chattanooga, TN

DFX Foundation & Waterproofing Experts

4295 Cromwell Rd, Chattanooga, TN

Water damage restoration cost in Chattanooga

Cost depends most on the category of water and how long it sat. Typical ranges:

Category 1 — Clean water

$3–$4 / sq ft

Supply lines, rain, an overflowing tub or sink

The cheapest to remediate — extract, dry, and monitor. Costs climb fast if it sits and migrates into walls or subfloor.

Category 2 — Gray water

$4–$7 / sq ft

Washing machines, dishwashers, sump-pump failure, toilet overflow (no solids)

Contaminated enough to require sanitizing and often removal of affected porous materials (carpet pad, drywall).

Category 3 — Black water

$7–$15 / sq ft

Sewage backups, flooding from rivers/storms, standing water that turned

A biohazard. Requires containment, antimicrobial treatment, and disposal of most porous materials — the most expensive and health-critical.

What to do in the first 24 hours

  1. 1

    Stop the source & the power

    Shut off the water at the source if you can, and cut power to affected areas at the breaker — never wade into standing water near live electricity.

  2. 2

    Document everything for insurance

    Photograph and video the damage and standing water before you move or remove anything. This is the evidence your claim is built on.

  3. 3

    Call a restoration company now

    Water migrates into walls and subfloor within hours, and mold can start in 24–48 hours. A 24/7 company can begin extraction and drying immediately — the single biggest factor in limiting the cost.

  4. 4

    Notify your insurer

    Open a claim. Most reputable restoration companies will document the damage and work directly with your carrier, so you often pay only your deductible.

  5. 5

    Start removing water & valuables

    If it is safe, move valuables and lift furniture off wet flooring while you wait. Do not run a household vacuum on standing water.

Filing your insurance claim

  1. 1

    Is water damage covered?

    Sudden, accidental water damage (a burst pipe, a failed appliance, storm-driven rain) is typically covered by standard homeowners insurance. Gradual leaks and neglect usually are not — and flood from rising water needs separate NFIP/flood insurance.

  2. 2

    File promptly & document

    Report the loss to your insurer right away and provide your photos/video. Prompt reporting and thorough documentation are the two things that most affect whether a claim is paid in full.

  3. 3

    Get a professional assessment

    An IICRC-certified company documents the category of water, moisture readings, and scope of work in the language adjusters expect — which speeds approval.

  4. 4

    Direct insurance billing

    Many restoration companies bill your carrier directly and collect only your deductible from you, so you are not fronting thousands of dollars.

  5. 5

    Mitigate to protect the claim

    Insurers expect you to prevent further damage. Authorizing emergency mitigation (extraction + drying) quickly is part of your policy duties — and stops the loss from growing.

Getting quotes in Chattanooga

Each Chattanooga company above is listed with its own phone number. Call two or three, describe what happened, and ask for an inspection and a written estimate before work starts.

Back to Chattanooga companies

Water Damage Restoration in Chattanooga — FAQs

How much does water damage restoration cost in Chattanooga?

Most water damage restoration jobs in Chattanooga run from $1,200–$4,500 for a minor, fast-caught clean-water loss to $4,500–$15,000 for multi-room damage, and $15,000–$50,000+ for sewage (black water), structural, or whole-home flooding. Cost depends most on the water category (clean vs gray vs black), how long it sat, and how much material must be removed. Because the loss is often insurance-covered, many Chattanooga homeowners pay only their deductible — call two or three of the companies above for written estimates to compare.

How fast can someone come out in Chattanooga?

We list 10 Chattanooga companies offering 24/7 emergency response, many arriving within 60–90 minutes. Speed is the single biggest factor in limiting damage and cost — extraction and drying should start the same day.

Will my insurance cover water damage in Chattanooga?

Sudden, accidental water damage — a burst pipe, a failed water heater, storm-driven rain through a damaged roof — is typically covered by standard homeowners insurance. Gradual leaks and neglect usually are not, and flooding from rising water requires separate flood insurance (NFIP). 3 of the Chattanooga companies we list work directly with insurance and can bill your carrier, so you often pay only your deductible.

Is Chattanooga at risk of flooding?

Flood risk varies by neighborhood and elevation. Check FEMA's flood maps for your specific address, and note that any home can suffer water damage from plumbing failures and storms — not just those in a mapped flood zone.

How do I choose a water damage company in Chattanooga?

Look for 24/7 availability, IICRC certification, proof of license and insurance, and a company that documents the damage and works directly with your insurer. Compare the companies listed above and call them directly.